Wealth Indicators: 4 Middle-Age Milestones

As the year-end approaches, people always like to summarize the year. What have they accomplished this year, and what goals have they not yet achieved? At the beginning of the year, they are more enthusiastic about setting new goals. Regardless of whether they will take action, goals should still be set. What if they are achieved?

2024 just passed, some people lament that they haven't done anything yet, while others have reaped a lot. If you want to "restart your life" in the new year and make your future self grateful for your present self, then you need to start from this moment: refuse to slack off and plan ahead. 2025 has just begun, and how you spend it is entirely up to you.

1.Health is wealth.

A former colleague posted on social media: "In 2024, the place I visited most often was the hospital. Whether it was flu, cold, or any other virus, I caught them all. Each time, it cost me not only physical discomfort but also enough money to travel to hospital several times. So, taking care of your health is the top priority for 2025."

Many people reach middle age with little money and lots of health problems. Recently, I heard some heartbreaking news.

A cancer patient posted on online: "Hey guys, I finally found freedom." B majored in broadcasting in college but loved traveling and even obtained a tour guide license. In March 2018, she found a job at a travel agency in Shanghai. However, in July, she was diagnosed with acute lymphoblastic leukemia. She spent the next five years fighting cancer. The family spent a lot of money on her treatment, borrowing from all their relatives. Her father even donated his bone marrow twice. In order to provide better nutrition for his daughter, her father, who couldn't cook at all, became a great cook. Finally, B's condition worsened, and despite efforts to save her, she left her parents who loved her the most.

Tomorrow and accidents, we really don't know which will come first.

All we can do is take care of ourselves while we are still healthy.

2.Beyond physical health, another important aspect is to strive to earn money.

Regardless of one's financial situation last year, in the new year, one must strive to earn money. The primary source is to excel in your main job. Recently, I chatted with a friend named Q who had recently received a promotion and a raise. She shared her experience: "There is no other way but to excel in your profession." Q was originally just a copywriter. Because she enjoyed writing and creativity, she joined her current company. At first, her copywriting didn't grab attention and she was often scolded by her superiors. But Q was tenacious. She kept studying excellent cases and summarizing the logic of successful planning cases. As a result, the number of revisions to her proposals decreased, and the number of compliments from clients increased. Finally, her efforts paid off. At the end of the year, she received a 30% increase in salary.

For most ordinary people, increasing income through their main job is still the main source. It can serve as a safety net and maintain the baseline of income. At the very least, it can rely on one's "irreplaceability" to avoid being laid off when the environment is not good. In addition, doing well in side jobs is equally important. If promotion and salary increases are difficult in middle age, then engaging in side jobs can also be a way to increase income.

3.Dealing with relationships around you: Learn to release love and also learn to let go.

Harvard conducted a 75-year study tracking 724 men and concluded that true happiness is actually a mindset that comes from within. A portion of this mindset comes from achieving self-worth, while another part comes from healthy relationships with others.

A netizen, Moon, shared a story about her aunt who was unhappy for a period of time. In her aunt's own words, she was a "woman with a tough life." As a wife, her husband often worked overtime and didn't come home. When she wanted to talk to him, he was not available, and when they did meet, they often argued.

As a mother, her son also avoided her, locking himself in his room whenever he was home, with very little communication between them. However, according to her husband and son, the situation was completely different: her husband didn't like coming home because every time he did, his wife would either nitpick at him or complain, emitting negative energy. And her son didn't like to communicate with her because his mother was not gentle and often used a serious tone to criticize him.

Later, the aunt met a family therapist. After explaining the situation at home, the therapist offered her some advice: "The reason for the coldness between family members is because they don't feel loved. As a woman in the family, you should be the lubricant. From today onwards, learn to release love to those around you. Start with praising your husband and caring for your children."

After listening to the therapist's advice, the aunt went home and actively shared interesting things that happened during the day with her husband and gently called her son to dinner in the evening. After some time, she noticed a change in the atmosphere at home. Her husband started coming home more often, and her son enjoyed talking to her. Relationships between people are dynamic. If you act rigidly, you will receive indifference, but if you give warmth, you will receive love. And when we start to change, the relationships around us will change too.

There was a post about a friend who always poured cold water on her. She distanced herself from this friend. Much later, when asked why she no longer contacted her, she said, "I can't change her personality, so I had to change the relationship between us." There's a saying I agree with: "The secret to happiness is to place yourself in healthy relationships."

In 2025, try to assess the relationships around you. Cherish those who care about you, and bravely distance yourself from those who make you unhappy.

4.Never stop reading, traveling, and exercising.

"A person not only has this life but also should have a poetic world." Beyond material life, we also need to enrich our spirits. In doing so, boredom becomes interesting.

Reading and traveling are the best choices for enriching the spirit. Reading is a journey of the mind, and traveling is reading for the body. A friend named C always seems full of energy, and someone asked her for the secret to her zest for life. She said, "There's no other reason than having an escape route." While at work, she feels drained and frustrated like everyone else, but when the weekend comes, she either stays at home and reads all morning or flies to another city for the weekend. Just the thought of going to see the snowy mountains sweeps away her worries.

Every time she returns from a trip, the energy she brings back is enough to sustain her for a long time.

And if you really can't find a hobby, why not try exercising?

V is a running enthusiast who once shared his experience in a book. In 2005, he was diagnosed with diabetes. The doctor told him, "Diabetes is incurable. You need to take medication for the rest of your life or rely on insulin." After hearing this news, he became depressed and even developed depression.

At the lowest point, a friend advised him to go out, take a walk, run, and breathe fresh air. With a try-it-out attitude, V insisted on going to the nearby park for a few steps every day. After six months, not only did his weight decrease, but he also no longer needed to take medication. He himself exclaimed: Running completely changed my life.

If you feel that your life is a mess right now, consider sticking to exercise for a while. Even if it doesn't solve all your problems, at least it can change your mental state.

"There are three things in life that cannot be saved. The first is reading, the second is traveling, and the third is exercising." I strongly agree with this. Besides work, one should always have something to rely on spiritually, even if it's just something small like running.

In 2025, in addition to working hard, make sure to enrich your spirit. It could be learning a new skill or cultivating a hobby. Both the body and the soul should be on the move. Life can indeed be designed. No matter what hand you were dealt initially, without planning, life is like a pile of sand. But with clear plans and specific actions, life can be aggregated into a tower, allowing you to go further.

In the new year, if you want to restart your life and change yourself, you must adhere to self-discipline and never be lazy or give up. Keep healthy. Physical health is paramount. Even if other goals are not achieved, being healthy and free from illness, with all health indicators in order, is already commendable.

Work hard and earn money. Whenever possible, maintain your ability to work and earn money. This is the capital for adults to settle down.

Handle relationships with those around you. Learn to love others and let yourself be loved, placing yourself in healthy relationships and staying away from relationships that drain you.

Enrich yourself. If you have no money, read more; if you have money, travel more. Not only can this broaden your horizons, but it can also enrich your soul.

"A day's labor is a day's wage; persistence brings success."

The process of transformation may be difficult, but the fruits will be sweet.

What are your goals or plans for 2025? Feel free to share them in the comments, and next year on this day, we'll check back together.

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Six Habits to Thrive in the New Year

In life, happiness and sorrow coexist; joy and sadness walk hand in hand. No one's life is completely smooth sailing. However, we must believe that the current difficulties will pass, and what lies ahead in our future will be joy and happiness. In the new year, each of us should care more about ourselves. Starting with small things and making the best use of the present is the best way to make life more beautiful. Today, I'm sharing six good habits to help us embrace the new year and live a more fulfilling life.

1.Think Less

People without anxiety aren't without it because they are solving the problems causing anxiety. The most effective way to eliminate anxiety is quite simple: to immediately do what causes your anxiety. Often, the more you think, the more anxious you become. No matter how big the problems in life, excessive worry only makes the situation worse. Life presents challenges; everyone faces various pressures. In the New Year, what we truly need to do is to reduce our worries and take more practical action. Remember, the true way to change things is through practical action.

2.Be Optimistic in Everything

If a person's heart is filled with clouds of worry, life will inevitably be full of obstacles. If you live with negative emotions, not only will you feel unhappy, but you won't be able to have a positive impact on others. Worries come from within. To live comfortably, one must positively interpret and understand life. We have many choices in life. To stay optimistic, realize that many people in the world face greater difficulties than you. Face life with a mindset that 'as problems arise, solutions arise', then every day will be filled with beautiful scenes.

3.Find Happiness in Life

In life's journey, there's an endless stream of tasks. If your heart is full of anxiety, happiness will stay far away. When feeling exhausted, stop and take a break. Everyone faces difficulties and grievances; continuous tension will undoubtedly rob life of its joy. The writer Gogol once said, "Happiness prolongs life." Happiness is the vitality of body and mind, hope and belief, confidence in the present and future, and faith in all progress. No matter the situation, with a happy attitude, life will become more fulfilling.

4.Follow a Regular Diet

Food plays a crucial role in life. In daily diet, the balance between meat and vegetables is crucial, with more fresh vegetables. Many health experts also advise: "Eat well for breakfast, eat until you're full for lunch, eat less for dinner." Oily foods and irregular eating habits are not good for health. Reduce meat intake, eat more vegetables, and keep food consumption to about 70% full.

5.Work Diligently

"Life doesn't have too late a start; it's just too lazy to fulfil it." Laziness will consume a person's willpower and enthusiasm, leading to inaction and feelings of defeat. No matter what you do, it doesn't depend on timing, but on whether you are willing to put in the effort. In the new year, working diligently and completing the tasks assigned by your superiors will not only help you earn more but also earn recognition from your boss. Those who are too lazy will find it difficult to lead a good life. If you want to live better, in the new year, make sure to be proactive.

6.Exercise a Little More

We all know the benefits of exercise, but very few actually put it into action. Many people believe that exercise will make them tired; hence they refuse to do it. But perhaps you're not aware that not exercising will make you more tired. People who rarely exercise feel back pain after doing physical activities and feel out of breath after walking a bit. These are signs of a lack of exercise. In the new year, don't hesitate anymore. Start now and create an exercise plan for yourself. By persisting in exercising, you will have a healthy body. Only with good health can life be more beautiful. Time can't be reversed, and moments can't be stopped. I hope in the days ahead, you will strive forward. Let's start with these small habits and shape a brand new self.

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San Francisco hosted an upscale meeting of 500 tycoons and politicians in 1995. The gathering prophesied that globalization's progress would significantly widen the wealth gap and intensify the social class conflict. To keep the poor in line, they devised a method: to continuously provide entertainment for the poor, much like giving a baby a pacifier. This is the renowned "pacifier theory."

Reflecting on real life, have you made this observation? 

Whenever you try to focus on something, various distracting factors emerge. While studying, you might itch to play a game, which results in hours passing by; or when starting work, you can't resist clicking on a short video and unknowingly spend half the day scrolling.

The essence behind these "pacifiers" is the "dopamine lure." Dopamine is a neurotransmitter that enables one to rapidly experience pleasure. However, like a cheap drug, it keeps individuals immersed in pleasure.

In contrast, endorphins require an individual to overcome inherent instincts, requiring a challenging effort. However, once obtained, the individual experiences tremendous satisfaction from self-improvement. The harshest aspect of society is that the poor are lost in the pleasure brought by dopamine.

Conversely, the rich continually strive for endorphins. What is the most valuable thing in the 21st century? It's time. Whoever can save someone else's time can gain that person's wealth. If someone's time is wasted, they are doomed to poverty because everyone's time is limited. If you invest your energy in self-improvement and skill enhancement, your value naturally increases significantly. But if you waste a lot of time on pleasure and entertainment, the time for personal growth will be significantly compressed, and silently, you'll be completely wasted.

"The most frightening thing that completely wastes a person is not poverty itself, but those silent temptations. These temptations slowly erode your mind, consume your valuable things, and eventually overthrow you into a useless person."

"In large cities, the way to ruin someone is very simple. Provide a quiet, cramped space, an internet connection, and preferably takeout orders. That's how you start the journey to ruin."

"These dazzling short videos, live streams, and games constantly trigger your dopamine secretion. An immediate surge results in immediate delight, while continuous secretion leads to continuous pleasure. When desire is controlled by this stimulation, you unconsciously become addicted. Gradually, you start ignoring the passing of time, becoming increasingly satisfied with the current state. When you spend all your time on enjoyment, you won't want to change your life anymore."

"Over time, you are destined to sink into the abyss of poverty, and it's hard to extricate yourself. A study by Harvard Business School revealed a stark contrast: the wealthy and elite class prefer additive forms of leisure, such as reading, learning, and exercising. Conversely, the poorer classes tend to gravitate toward consumptive forms of entertainment like playing mahjong, gaming, and watching soap operas. Different forms of entertainment shape entirely different destinies."

There was once a movie about the stock market maven Warren Buffett titled "Becoming Warren Buffett." In this film, Buffett didn't reveal any quick methods for becoming rich. He simply focused on consistent reading of books and newspapers. While the average person watched TV, he forced himself to read academic materials; when they played games, he absorbed the latest financial knowledge. While the ordinary person watched short videos, he diligently studied the most advanced wealth concepts. He woke up before 7 am daily, spending 5 to 6 hours reading various news and financial reports. His office had no computers or smartphones, only books on shelves and newspapers spread open behind him. Yes, renouncing low-level entertainment and persistently engaging in lifelong reading and learning were Buffett's secrets to success.

"Those who produce and design high-tech products never become addicted themselves; they always spend their time in more valuable pursuits."

Steve Jobs' children never used tablets; they spent weekends at home reading books and discussing history.

Observing the lives of the affluent, you'll find many wealthy individuals aren't lax but work diligently and persistently; even if their physique is already excellent, they maintain dietary control and a fitness regimen. Even with high educational qualifications, they continue to read and learn, continually enhancing themselves.

Why is this the case?

It's because the pleasure brought by dopamine is exceedingly cheap.

If you become engrossed in the pleasure of lower levels, no matter how much wealth you have, it will deplete with every comfortable experience.

In contrast, obtaining endorphins is painful but powerful, and strong individuals are eager to conquer.

You must continually force yourself to engage in valuable yet painful tasks, executing those monotonous yet meaningful duties.

Only through this can you firmly control wealth and achieve a worry-free life. Aristotle once said, "Compared to the pleasures pursued by animals, humans should pursue higher-level and greater happiness."

Dopamine represents animalistic pleasure, but over time, it will only consume your time, rendering life meaningless. Endorphins, on the other hand, are the reward after pain, requiring significant effort from you but can bring about revolutionary changes.

How can you pursue endorphins and change your current predicament? Here are three pieces of advice for you.

1. Endure what others can't.

In today's fast-paced era, almost everyone pursues immediate gratification. However, if you can be more patient than others, the gap will gradually widen. For instance: while others in college are dating, you choose to read and code; while others play cards or games, you engage in serious study. To avoid mediocrity, resist pressures and temptations that lead you towards an average path. Thus, when you choose restraint while others indulge, you naturally stand out.

2. Be firmer in dealing with what others can't handle.

Activities that generate endorphins are never easy. For example, when Haruki Murakami started running, he'd wake up at 4:30 AM. Even within those 30 minutes, he'd sweat profusely and pant for breath but persisted. In literature, he'd sit alone in his room all day, editing manuscripts, even basic drafts requiring eight revisions. In reality, there is no easy success to be had, no achievement without effort. Life works this way: the more stringent you are on yourself, the better life will be for you.

3. Surpass what others can't surpass.

In this world, activities that lead to someone's downfall will quickly provide feedback. For instance, watching short videos instantly makes you burst into laughter; eating sweets or snacks immediately brings immense satisfaction; playing a game offers an instant feeling of conquering the world. However, this happiness will cause gradual degradation, ultimately leading to nothing. On the contrary, things worth pursuing and remarkable have very slow feedback mechanisms.

Exercising once won't give you six-pack abs instantly, but persisting for a year might. Reading one book won't bring immediate cognitive change, but reading thousands might bring revolutionary change. Only by persistence can you taste the sweetness brought by endorphins. Only by enduring a period can you change the outcome of your destiny.

There's a saying: "People don't differ much in talent, but their ultimate achievements vary greatly. It's not just about factors like environment and luck; the crucial point is that some choose the path of pursuing dopamine, while others choose the road of endorphins."

When immersed in the happiness brought by dopamine, what will ultimately return to you is life's hardships. However, when diligently cultivating yourself in the pain that endorphins bring, life's inevitable return to you will be sweetness. Always remember: don't let those lower pleasures ruin your life. Don't become the frog in warm water, eventually losing yourself in familiar life.

May you also become a person who consistently progresses, restrains, improves, and perseveres. Only this way, your life will progress more smoothly.

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