Friday, November 5, 2021

Thoughts after 30 years old

01

Last month, due to the company’s manpower reshuffle, I was transferred to a new department. I will have lunch with my colleagues in the department occasionally. They paid about 5 bucks for lunch every day. What surprised me was that even though they were saving so painstakingly every day, they did not manage to save much at the end of the month. Therefore, after the age of 30, the ability to make money is more important than saving money.

How to improve earning power?

02

Expand sources of income

Nowadays, a single income has been unable to meet our living needs. Even though we are saving money, we need to spend to solve the economic difficulties of the family.

Therefore, to expand the source of income, even if the income is not much. For example, I started blogging.

Reasonably control expenses

We all know that if we don't make conscious savings, no matter how much money we make, we can't save it. If we want to have a better life in the future, we have to start saving now. Controlling your own expenses and avoiding unnecessary expenses is the real thing.

Of course, many times, you may consume unconsciously, so you need to form a habit of spending money. For example, when you first buy something, you can make a shopping list.  When you go shopping, you will find that in addition to it being highly efficient and time-saving, sometimes you may not even want to buy the items on the list. In fact, this is also a way to control your expenses.

Preparing for the future

Only if you have a plan in your life can you lead a calm and perfect life, plan for your future, and leave enough money to secure your future life.

For example, make a house purchase plan. According to this goal, you will find that the motivation to save money will be more motivated than just saving money, and in the process, the earning power will gradually increase, because when one has a goal, one will hope to complete the goal early.

Improve professional ability

The most important thing that affects your ability to make money is professional ability. No matter which profession you are in, you should have professional ability that you can tap on.

Just as chefs must continuously improve their cooking skills, designers must continue to learn the ability to appreciate. Therefore, if you want to improve your earning ability, you need to continuously improve your professional ability.

After the age of 30, you will find yourself getting more and more stressed. If you want to get rid of the pressure, you need to do the above 4 points to speed up the realization of financial freedom and reach the pinnacle of life.

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