Friday, August 11, 2023

"Spending money" is an art, but you must not be reluctant to spend these three kinds of money

Billionaire Bill Gates, founder of Microsoft, said: " Spending a sum of money wisely is as difficult as earning it."

Seeing this sentence, you may be thinking, in order not to fall into the trap of consumption, I struggle to control my desires every day, for fear that one day I will not have enough money to spend, but you tell me that it is difficult to spend money?

In fact, it doesn't mean that spending money is called being able to spend money, it's just called buying things.

Spending money is a skill as well as an art. How to make every penny you spend worth the money is a master.

Careful planning has risen to be an essential skill for every adult's life.

However, some money seems to be saved now, but more money will be spent to make up for it in the future.

And some money seems to be a kind of loss now, but if you look at it from the perspective of development, it can bring you double returns.

1. Don't save money on human relationships

Favours can bring you temporary convenience, but it may also bring unexpected burdens.

B works as a copywriting planner. In addition to her own job, she will take on some part-time jobs in her spare time.

Once, a friend found B and said that it was his current project and needed some copywriting planning, could he ask her for help.

B agreed to her friend's request, and it took a few days to complete it as required.

After receiving the plan, the friend never gave any feedback. B couldn't help sending a message to her friend, asking if the plan was feasible.

The friend told B that the company was very satisfied with her plan, and then mentioned the friendship between the two of them, and made things easy, without any mention of remuneration.

Not long after, because there was a problem with the plan that needed to be changed, her friend contacted B again, hoping that she could help to change it. Unexpectedly, B blocked her friend's account.

In life, we often hear the words "We have such a good relationship, so you can help me." They are unwilling to pay in the name of friendship, thinking that they have found a bargain, but lost their precious friendship.

There is a saying that goes well: "Don't be afraid to owe favours to others, as long as you know how to pay them back."

Whether it is feelings or friendship, the relationship can only be stable if both parties work hard and pay together.

On the contrary, if you blindly ask for it and calculate gains and losses everywhere, others will just stay away from it.

In this world, no one treats you well for no reason, and there is nothing that should be taken for granted. Every effort made by others needs to be responded and rewarded. Therefore, money for human relations cannot be saved.

 

2. Money for self-appreciation cannot be saved

I saw a question: What is the best investment? Stocks, Futures or Funds?

​There are answers such as Investing in the stock market can lead to gains and losses, and investing in business can lead to gains and losses, but investing in yourself is sure to make profits without losing money.

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"Rather than having money, it is better to be valuable."

I believe everyone has a deep understanding. There is no stable job in this world. A large number of business establishments have been cancelled, and it has become a contract system since the pandemic.

only by constantly improving yourself and improving yourself can you resist the wind and rain of life.

I was deeply influenced by a classmate. No matter how much salary I have now, I must develop “the habit of spending some money for my future ."

Therefore, every month he will spend 5% of his salary to invest in himself and learn a skill, such as buying professional books, attending a writing camp, signing up for a financial management course, getting a certificate, and learning a skill. Skin care and more.

he recorded all these expenditures in the account book one by one, and set a goal for himself to save up the tuition fees for the courses to be registered little by little every month.

It has allowed him to be promoted in the workplace and his salary has also been increased. He doesn’t feel sorry for the money spent in this way. It allows him to improve every day.

 

3. Don’t save the money of honouring your parents.

As the saying goes: "There is no love without a reason, and there is no hate without a reason."

The only love in this world that does not ask for anything in return and works hard is the love of our parents for us.

Our parents worked hard to bring us up. In order to keep us fed and clothed, they cut down on food and clothing and saved money to pay for our college education, so that we can get in touch with the outside world and broaden our horizons.

But when we grew up and stayed in the big cities to work, we found that our parents who were far away in their hometown had already had gray hair, and they were really old.

Taking advantage of the fact that our parents are still there, besides going back to spend more time with our parents during the holidays, we will do our best to take them to the hospital for a physical examination once a year, take them to buy some gifts, and give out red envelopes for the festival... …

As children, we must not save money for honoring our parents.

"A person can earn a lot of money by cleverness, hard work and luck, but it takes wisdom to spend it.

How to manage money correctly is a topic that each of us needs to learn.

Learn to use money seriously, spend it in the right place, and use it wisely. This is the meaning of making money.

Read Also:

How to spend the first salary meaningfully?

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