Billionaire Bill Gates, founder of Microsoft, said: " Spending a sum of money wisely is as difficult as earning it."
Seeing this sentence, you may be thinking, in order not to fall
into the trap of consumption, I struggle to control my desires every day,
for fear that one day I will not have enough money to spend, but you tell
me that it is difficult to spend money?
In fact, it doesn't mean that spending money is called being
able to spend money, it's just called buying things.
Spending money is a skill as well as an art. How to make
every penny you spend worth the money is a master.
Careful planning has risen to be an essential skill for every
adult's life.
However, some money seems to be saved now, but more money will
be spent to make up for it in the future.
And some money seems to be a kind of loss now, but if you
look at it from the perspective of development, it can bring you double
returns.
1. Don't save money on human relationships
Favours can bring you temporary convenience, but it may
also bring unexpected burdens.
B works as a copywriting planner. In addition to her own job,
she will take on some part-time jobs in her spare time.
Once, a friend found B and said that it was his current project
and needed some copywriting planning, could he ask her for help.
B agreed to her friend's request, and it took a few days to
complete it as required.
After receiving the plan, the friend never gave any
feedback. B couldn't help sending a message to her friend, asking if the
plan was feasible.
The friend told B that the company was very satisfied with her
plan, and then mentioned the friendship between the two of them, and
made things easy, without any mention of remuneration.
Not long after, because there was a problem with the plan that
needed to be changed, her friend contacted B again, hoping that she could
help to change it. Unexpectedly, B blocked her friend's account.
In life, we often hear the words "We have such a good
relationship, so you can help me." They are unwilling to pay in the
name of friendship, thinking that they have found a bargain, but lost
their precious friendship.
There is a saying that goes well: "Don't be afraid to owe favours
to others, as long as you know how to pay them back."
Whether it is feelings
or friendship, the relationship can only be stable if both parties work
hard and pay together.
On the contrary, if
you blindly ask for it and calculate gains and losses everywhere, others will
just stay away from it.
In this world, no one
treats you well for no reason, and there is nothing that should be taken
for granted. Every effort made by others needs to be responded and rewarded. Therefore, money
for human relations cannot be saved.
2. Money for self-appreciation cannot be saved
I saw a question: What is the best investment? Stocks, Futures or Funds?
There are answers such as Investing in the stock
market can lead to gains and losses, and investing in business can lead to
gains and losses, but investing in yourself is sure to make profits
without losing money.
"Rather than having money, it is better to be valuable."
I believe everyone has a deep understanding. There is no stable
job in this world. A large number of business establishments have been
cancelled, and it has become a contract system since the pandemic.
only by constantly improving yourself and improving yourself can
you resist the wind and rain of life.
I was deeply influenced by a classmate. No matter how much
salary I have now, I must develop “the habit of spending some money for my future ."
Therefore, every month he will spend 5% of his salary to invest in himself and learn a skill, such as buying professional books, attending a writing camp, signing up for a financial management course, getting a certificate, and learning a skill. Skin care and more.
he recorded all these expenditures in the account book one by one, and set a goal for himself to save up the tuition fees for the courses to be registered little by little every month.
It has allowed him to be promoted in the workplace and his
salary has also been increased. He doesn’t feel sorry for the money spent
in this way. It allows him to improve every day.
3. Don’t save the money of honouring your parents.
As the saying goes: "There is no love without a reason, and
there is no hate without a reason."
The only love in this world that does not ask for anything in return and works hard is the love of our parents for us.
Our parents worked hard to bring us up. In order to keep us fed
and clothed, they cut down on food and clothing and saved money to pay for
our college education, so that we can get in touch with the outside world
and broaden our horizons.
But when we grew up and stayed in the big cities to work, we
found that our parents who were far away in their hometown had already had
gray hair, and they were really old.
Taking advantage of the fact that our parents are still there,
besides going back to spend more time with our parents during the holidays, we
will do our best to take them to the hospital for a physical examination
once a year, take them to buy some gifts, and give out red envelopes for the
festival... …
As children, we must not save money for honoring our parents.
"A person can earn a lot of money by cleverness, hard work
and luck, but it takes wisdom to spend it.
How to manage money correctly is a topic that each of us needs
to learn.
Learn to use money seriously, spend it in the right place, and
use it wisely. This is the meaning of making money.
Read Also:
How to spend the first salary meaningfully?
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