How to become poor?

Most people complain about being poor, but have you ever thought about the real reason you are poor?

01 Hesitate

Indecision is more likely to lead to poverty than recklessness. If you do not have a stand, no matter how good you are in other aspects, is always easy to be pushed aside by those who are determined in the race of life.

02 Procrastinate

When it comes to procrastination, many people must have this problem.

In fact, a lot of times procrastination is just laziness and avoiding problems. Faced with the current difficulties, we procrastinate again and again, unwilling to face and solve it. Thinking of procrastinating for a day is a day, and I always make excuses for myself: "I'm too busy today, I have too many things to do, it doesn't matter if I do it tomorrow..."

But if you keep repeating this, you will fall into a "more and more boring work" and "more and more boring life", and then you will become more and more negative and lazy. Finally, with the accumulation of time, you will have a strong sense of guilt and self-denial, and become more and more anxious.

03 Never last long-

80% of the failures in the world come from giving up halfway. You have never experienced the joy of persevering in doing one thing successfully, because perseverance is boring and full of setbacks for you. Almost everyone has made ambitious life plans, but few can persevere to the end. Very few, let alone the last, many people give up after the first three days.

04 Afraid of rejection

Maybe many people  feel the same. The difficulties they feel in interpersonal relationships are actually more or less related to "fear of rejection", such as the sudden departure of a lover, being betrayed, and being alienated.

And this kind of rejection can be very subtle. For example, if you give the other person a smile or a look, the other person does not respond to you. In fact, these sensitivities come from your own self-esteem.

And a person who can let go of self-esteem and do things is a person who is focused on goals and results. And people who put their self-esteem first, always pay attention to the attitude of others towards themselves when doing things in interpersonal communication. Therefore, the more useless a person is, the easier it is to be obsessed with those insignificant bottom lines and self-esteem.

05 Limit yourself

This means always doubting your own abilities. For example, if you want to do something, but there are always several reasons for you to feel that you can't do it, before you try to do it, deny yourself and find a bunch of reasons for yourself not to put in the effort.

In fact, all your mediocrity and failure are due to your own self-imposed limitations.

06 run away from reality

Escape from reality is something that many people have done before.

There are 5 characteristics of people who are prone to escapism:

1. Frequent daydreaming. They prefer to create a small world of their own.

2. A free and unrestrained life is actually a longing for a life of idleness.

3. Indulge in online games or fantasy novels, they can lead you into that fantasy world and let you escape from the daily reality.

4. I feel that the real world is cruel, but when I pursue my daydreams, I will always be hit by real life.

5. Unable to face an uncertain environment, because in the small world you create, you can find a sense of security.

07 Always find excuses for self

When you make a mistake, your first reaction is to make excuses to defend yourself. People who like to make excuses all have one common feature: they don't have a strong professionalism, they don't have persistent pursuits, and they don't have a firm belief in life.

So when they encounter pressure and encounter difficulties, they don't want to bear it. In the face of risks and challenges, they will also choose to retreat at the first time. And holding back forces them to make excuses for themselves.

08 Cowardice

I am afraid of being criticized by leaders, I am afraid that my ability will be denied by others, I am concerned about the evaluation of others, I am afraid of making mistakes, and my efforts will not be rewarded.

I remembered a sentence: "I don't dare to work hard to think about myself, for fear that I will finally know that I am not a genius. However, there is still a glimmer of hope in my heart, so I am not willing to be with the rubble."

In fact, it is a weak mind, unwilling to face setbacks.

09 Refuse to learn

Many people think that learning is painful, and it is better to be comfortable and not make a change.

So, when you become poor, don’t blame others. Your current life is caused by yourself. If you want to live a good life, you must change your mediocre status quo. Persevere; be bold, and not afraid of setbacks. This is your road to success.

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How to avoid being scammed?

How to avoid being scammed?

 If you only think about making money when you have no money, you may fall into a trap.

 

When a person is in a desperate situation, especially because of money, it is difficult to be rational.

01 People who have no money are actually easier to be fooled

 

There is an interesting statistic.

 

Among the people who buy used cars, the chances of the rich being scammed are much lower than those who are poorer.

 

The reason is that rich people tend to buy high-end cars when they look for cars, and the former car owners cherish them very much, and there are fewer problematic cars.

 

Those who have no money often only pay attention to the price. The cheaper the better, but it does not conform to the law of value. Usually, cars with very low prices have many problems.

 

This shows that people who have no money pay too much attention to cost considerations, are short-sighted, and often evaluate things by paying less and getting more, and are blinded by the joy of taking advantage. Liars often take advantage of this, and the success rates are high.

02 Everyone can make and save money

 

Many people find it difficult to make money. But the difficulty is that many people are unwilling to do it, not that they do not know how to do it.

 

It can be summarized into three aspects: long, medium and short:

 

Long term: Invest in yourself and make yourself valuable. Taking advantage of the time, take a few more exams and certificates to make your value higher. The higher the value, the more people will come looking for you, that is, sending you money.

 

Medium term: Although it being said many times, I still have to say that when you have money, try to save some. You do not know when the savings can be critical to save lives.

 

Short-term: if It's really not possible to have some leftover cash, do part-time jobs. If you teach at school, you can help others with tuition after get off work to subsidize your family; if you sit in an office during the day, you can also deliver food and drive a taxi at night. Although it is hard, but steadfast, when danger comes, sometimes you can get through it.

 

03 Making money requires long-term and reasonable planning

 

There are no so-called cures and quick fixes for the basic problems of life. Make predictions and develop strategies ahead of time.

 

In the workplace, the first step in planning is to have a goal. You must have a very precise goal of making money to guide yourself. For example, how much money your goal is to make this year and how much you want to achieve in salary.

 

With a goal, one has to abandon the unrealistic idea of ​​getting rich overnight. People who dream of falling gold from the sky all day long often lose the ability to act, leaving only empty fantasies.

 

Warren Buffett, has been in the financial world for more than 60 years. In fact, the average annualized rate of return is only about 20%. If one year's income is only considered, many people around him may benefit from investing in stocks for one year.

 

But he insists on long-term investment and value investment. Therefore, the accumulation of wealth at an annual growth rate of 20% for more than 60 years is an astronomical figure.

 

Step by step, it is the truth.

 

Many times, it is not the pie that falls from the sky, but the bait of the liar.

 

Only by thinking about danger in times of peace, abandoning the dream of becoming rich, keeping a sober head and keeping your feet on the ground, can you avoid becoming a prey of a liar.​​​

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One typical day

Is this your typical day?

 

Morning started with the disturbing alarm.

Roll up the curtain and immediately the harsh sun will make you start the new day.

 

Came the train with people packed like sardines and you managed to squeeze in. However, there was a long queue at the breakfast shop in front of the company. You looked at the time and knew that there will be no breakfast today.

 

At the end of the day, you finally ended the day's work. You switched off the computer and was preparing to go home. The boss called you and said, "The PPT still needs to be changed, and you have to work hard!"

 

You obliged, and turned the computer back on.

 

After it was finally over, you breathed a sigh of relief, only to find that the company was already empty, and you were the only one left.

 

Dragging the tired body and you remembered that you have not eaten your dinner.

 

You reached home and went to the kitchen. You realised that you forgot to wash the dishes that you used the day before. You turned on the tap and began to wash the dishes. After washing the dishes, you escaped from the kitchen and decided to order food delivery instead.

 

After dinner, you planned to take a hot bath. The water was cold. It turned out that you forgot to turn on the water heater in advance.

 

You took a glance outside, you slumped on the sofa, and you feel like the saddest person in the world.

Is your day like this?

Time to change the routine.

Go for a walk