Friday, July 15, 2022

Why insist on exercising? This is the best answer I have ever seen

Why insist on exercising? This is the best answer I have ever seen

01 

I have heard of such a sentence: "Exercise is an investment that will not make people regret. When you start to fall in love with exercises, health will also fall in love with you."

My aunt is a retiree but she still gets up at 6 o'clock every morning. She will run at the park connector, and then goes home to make breakfast and start her daily life. When the sun sets, she will go out and jog again, and she persisted for several years. Now that she is nearly 60 years old, she still looks like she is 30 years old. I asked her why she loves exercising so much. She said: "When I was young, I had a serious illness, and I learnt to cherish my life. I exercise every day to make me feel more at ease."

The body is the foundation of a happy life. If life is a series of numbers, the body is 1, and money, fame and fortune are the 0s at the back. Once there is no 1, there is no point in adding more zeros behind. Most people who like exercising have a healthier and stronger body. Exercising well and strengthening the body are the base for a person to cope with life.

02 

Exercise not only toughens the body, it also makes people feel more comfortable and relaxed.

I was browsing Facebook a while ago and I came across the posts from a friend. When she was young, she used to be very successful, but suffered a major setback ten years ago. She became depressed and obese for a period of time, and she did not dare to talk to others. When I came across her post recently, I found that she has fallen in love with fitness. Not only has her body regained fitness, she also looks very refreshed. She often shares her daily routine of running and exercising.

I wonder if you find that those who love to exercise seem to be more optimistic. They rarely worry about what happened, and they rarely fall into emotional troughs. Exercise can't help us solve the problems we encounter, but it can give people a way to release bad emotions and make people more positive.

Just imagine, after letting the sweat take away the gloomy mood, wont the person's state be more positive?

03 

The process of exercise is also the process of strengthening yourself. This is especially true for the seemingly boring repetition actions; you can develop good habits and overcome your weaknesses.

I came across this pair of parents; they were very worried about their child. He was timid and weak, and he did not dare to take the initiative to speak to his peers. The teacher suggested that they take their child to learn Judo and run more often. One year later, the child became more masculine and bolder subconsciously. The reason is that the child had strengthened his physique and self-confidence during sports and the children's willpower has become stronger after being thrown in Judo, and he can endure hardships without escaping.

Exercise can cultivate stronger mentality. People who exercise for a long time are mostly good at controlling their emotions and have higher endurance; they have clear goals and strong focus; they don't get trapped by the past and are not afraid of failure.

I have heard of such a sentence: "If you want to get angry, then start running." Exercise is a good medicine for resolving worries, embracing life and self-change. Go exercise, every drop of sweat you shed while exercising now will not disappoint you in the future.


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Friday, July 8, 2022

Should you work for your relative?

Should you work for your relative?

Why do you often hear people say that no matter how poor you are, you should not go to work with relatives?

The most fundamental reason is that he thinks he is helping you, and you think you are helping him.

I heard this story from my friend. He graduated from university when he was 24, and there was once his uncle went to pay a visit to his house. He noted that my friend was graduating soon so he wanted my friend to be responsible for marketing role in his company.

The situation at that time was that, based on his academic qualifications and abilities, he should be able to find salary of 3k a month. Finding a job will not be difficult at all, but since his uncle initiated it, with a monthly salary of two thousand five thousand. He decided to accept the job.

He also believed that his uncle would not treat him badly, so he agreed and went to work in this uncle's company. His salary remained stagnant during his tenure of 1.5 Years with no bonuses. He decided to talk to his uncle about increment of his salary based on his demonstrated ability and performance. However, the talk did not go well and our relationship became sour.

His uncle was not willing to give him any bonus, only willing to raise his salary to 4k. His uncle said that he provided a very good platform for him to learn since he was a fresh graduate at that time. You see, his uncle thought he helped my friend, and my friend thought he was helping his uncle, so there is really no need to work for relatives. There are vast opportunities out in the market.


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Friday, July 1, 2022

Let investing be your last job

Let investing be your last job

Be it you are a rich owner with many businesses or an ordinary working class, everyone should invest to upgrade their financial capability, and ultimately achieve financial freedom and even spiritual freedom.

Investment should be everyone's first job, and last job in life.

01     Investment is not only making money way, but also a kind of forced savings

For Warren Buffet, when his children ask him to buy something non-essential, Buffett always rejects them due to the idea of inflation.

Now every 1 dollar saved is likened to planting a seed, and that dollar can grow into a towering tree in the future.

Financial freedom is also the freedom of mind. Freedom of mind, regardless of rich or poor, one always feel satisfied in the past, feel at ease about the present, and full of longing for the future.

02     The essence of investment is to share the fruits of economic development

Now it is more and more difficult to do business in the world, because the threshold of all industries-whether it is the technical threshold or the capital threshold, is getting higher and higher. For ordinary people, even for entrepreneurs who have many years of business experience, it is difficult to grasp.

According to the 20/80 theory, in all industries, 20% of enterprises must ultimately share 80% of the profits of the industry.

Let investment be the first job of life.

Imagine a person who doesn't understand stocks at all, invested $10,000 in the average stock market in the United States in 1900. By 2000, the $10,000 will be compounded to $340 million. If it is a fixed investment of US$10,000 per year, the total investment of US$1 million will accumulate to US$3 billion by 2000.

Such an amazing return, in fact, the average return rate is only 11%, which is the power of compound interest.

Some people think it’s incredible, and some people think they look down on the power of this 10% compound interest. But in fact, how many years does it take for an ordinary working-class worker to accumulate hundreds of millions of dollars in capital? Basically never.

Compound interest through investment provides at least one possibility, and many people are already practicing this and achieving good results.

One can achieve financial freedom, but we will need time to have wealth accumulation.

03     Work is not only a means of making money, but also a means of realizing the value of life

Many people are eager to retire, eager to travel around without working. If you really don’t work, your spiritual energy is very low.

The ideal state is to have a job that you can control, never retire, and enjoy.

Investment is a very ideal choice.

As the eighth wonder of the world, compound interest determines the magnitude of our final wealth. In addition to the investment principal and the annual compound growth rate, it is the longest possible investment period. Therefore, compound interest is the compound interest of the growth of the company, and it is also the compound interest of time.

Even after the age of 60 and 70, we can still rely on investment to have a continuous income stream.

Use investment to realize personal value. Enjoy the unparalleled pleasure of investment.


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Friday, June 24, 2022

Looking for an easy job?

 Looking for an easy job?

01     Feeling Tired? Then it is correct

Have you heard the story of three masons?

Three masons were building walls, and one person came over and asked, what are you doing?

The first mason said angrily, haven't you seen it? I'm working hard to build a wall!

The second mason replied calmly, as you can see, we are building a tall building.

The third mason said happily, ah, we are creating better lives!

Ten years later, the first mason is still building walls, the second mason becomes an engineer, and the third mason becomes the boss of the two.

They all started as masons, but went on to three different routes. Why?

It is because each of them has a different attitude towards their work.

Destiny is in our own hands. Success or failure is often just a matter of thought. Complaining will eventually make you accomplish nothing.

The sufferings you suffer today, the losses you have suffered, the responsibilities you bear, and the pain you endure will all turn into light at the end of the tunnel, illuminating your way.

Everyone is eager to succeed, but it takes a lot of hard work to achieve results.

You have to know that not every job is satisfactory, not every job can get you a high salary.

There are many people who have toiled and endured hardship and exhaustion for their lives.

Are they tired?

Of course they are!

There is this classic sentence:

"Are you really tired?

If you are, then it is correct. Comfort is only for the dead!"

If it gets really tiring, remind yourself: the easy way is downhill, It is tough because you are going uphill, and with that, you will definitely make progress. "

No job is easy, and successful people never complain.

Treat suffering as the route to success, and you will eventually receive your own glory. It is just a matter of time.

02     There is no easy way out in the adult world

Not long ago, I had a small gathering with friends and we talked about work. One of my friends said he had not closed his eyes for days and his report was rejected by the boss in the meeting, and he felt very ashamed.

The meeting was a lunch meeting, so the boss packed lunch for him and his colleagues, he was very pissed because of the scolding initially but after thinking that there was ‘free‘ lunch. He simmered down. 

Then I smiled and told him: There is no such thing as easy in the adult world, there is no such thing as a free lunch either. Behind all the success is all our time and sweat. 

No matter at what age, if you feel wronged, you can cry, but after crying, your life has to go on. 

There is this Japanese drama that I watched before. The heroine is still asleep early in the morning, and is spammed by her boss' continuous messages. Despite the reluctance to wake up, she got dressed to go to work within minutes. She was yelled at by her boss and cheated by my colleagues at work, even though she was wronged, she still apologized on behalf of her colleagues. That was not all. Her boss assigned her a task that was not within the scope of her duties. Do you feel a sense of familiarity? Aren’t these familiar scenes just a portrayal of our real workplace?

Work will not treat you preferentially because you are the "protagonist", and the work that should be done and the hardships that should be suffered will not be lesser than others. 

Who has not survived the dark night of hardship and only wakes up to see the beautiful dawn?

No job is easy, since you are alive; you have to take the responsibility that belongs to you. 

Life is very tired, but if you are not tired now, you will only be more tired in the future. 

Success and failure walk together, tears and laughter are intertwined, and this is life.

03     Life is like brewing tea 

Have come across such a story:

A depressed young man complained to a respected master:

"Life is always unsatisfactory. Difficulties and frustrations surround me. Is this the only way I can do in my life?"

The master didn't speak, picked up the kettle on the table, made a cup of tea for the young man, and let him taste it. The young man took a sip and said, "Master, this tea isn’t’ fragrant at all."

The master smiled indifferently, took another cup again, and put the same amount of tea leaves in it. Then he slowly poured boiling water into the cup.

After doing it for six times, the aroma of tea had filled the whole room.

It turned out that the first tea was made with warm water, the fragrance of the tea did not come out.

During the second time, the tea leaves were repeatedly brewed in boiling water, and that was why it exuded a clear and mellow aroma. We are like this pinch of tea leaves, and our destiny is this pot of warm or hot water. If you are the pinch of fragrant tea leaves, you should not crave warm water.

Setbacks and tribulations are like hot boiling water. Only when we endure the ups and downs of fate will we exude the richest fragrance of life. The fragrance of plum blossom comes from the bitter cold and good tea requires boiling water. This is the eternal truth.

So stop sighing and complaining about your work all day. 

"There is no job in the world that is not hard, and there is no place on earth where people are not complicated. If it is destined to be yours, do it well."

The road ahead is still long. No matter what you have experienced, don't bow to fate easily. You can get through the hardships of life before you get the sweetness at the end.


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Friday, June 17, 2022

How to promote faster just by changing how you respond?

1. Things assigned by the boss

Good Ans: Sure, I will do it now.

 

Speaking like this makes people feel that you are doing things neatly and reliably.

 

2. When encountering bad news

Good Ans: We seem to have encountered some situations...

 

Speaking in this way, it feels calm and not chaotic.

 

3. When others speak out their opinions during a meeting

Good Ans: XX's idea is really good!

 

Speaking like this makes it feel like you can appreciate others and have a team spirit.

 

4. When you are not sure if you are asked a question

Good Ans: Please allow me to think about it more seriously. Can I reply to you before 1 o'clock?

 

Speaking like this makes it feel like you are not acting lightly, but a person who thinks twice before acting. Of course, remember to give a reply on time.

 

5. When asking a colleague for help

Good Ans: This thing is really impossible without you! Colleagues are happy if you speak like this. They usually won't refuse due to their professionalism.

 

6. Face things you are not sure about

Good Ans: I can challenge myself.

 

Speaking like this gives people the feeling that you dare to take responsibility and have the spirit of challenge. The next important task will be handed to you.

 

7. When the workload for you is heavy

Good Ans: The urgency of work I have on hand is like this...

 

In this way, first let the leader know that your workload is heavy and that you are organized. If it is not for you, you can leave it to others to do it.

 

8. When you make a mistake

Good Ans: This is my fault, but fortunately...

 

Speaking in this way makes people feel that you have a sense of responsibility, making mistakes is inevitable, and shirking responsibility will only add to your mistakes. However, there is a knack for admitting negligence, and the impact of mistakes should be minimized as much as possible.

 

9. Topics that break the awkwardness

Good Ans: I really want to know your opinion on this matter...

 

Talking in this way can break the awkwardness, and it is also a good opportunity for you to win the favor of your boss, giving him the feeling that you are humble and studious.

 

10. Face criticism

Good Ans: Thank you for telling me, I will consider your suggestions carefully.

 

Speaking like this will not make people feel that you are arrogant, and it will be easier to win the trust of your boss.


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Tuesday, June 14, 2022

What are the things to fill up to go Malaysia?

 

What are the things to fill up to go Malaysia?

Departure

You must download the MySejaheta application on your phone and complete the following information:

1.    Fill up the digital pre-departure form (DPDF) at least one day before departure in My Sejaheta apps.

2.    Upload vaccination certificate or status in My Sejaheta app

a.    Go to https://www.notarise.gov.sg/

b.    Download Vaccine Cert

c.    Crop the QR codes

d.    Upload to MySejaheta app

Arrival

You must submit the SG arrival card (SGAC) up to 3 days before arrival in Singapore.

Upon the completion of the SGAC, you will receive an email acknowledgement which you can present for smoother pre-boarding and immigration checks.

ICA | SG Arrival Card (SGAC) with Electronic Health Declaration

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Friday, June 10, 2022

How should a typical office worker manage his/her finance?

How should a typical office worker manage his/her finance?

There are mainly 2 concerns of a typical office worker.

1.       How to plan their own income correctly and reasonably

2.       How to better manage their finances

Office workers can basically be divided into two types: "Busy but poor people" and "Moonlight Clan". "Busy but poor people" are generally too busy at work and have no time to manage money. They can only let their assets shrink little by little in this era of low interest rates, but they can't do anything about it. As the name suggests, the monthly salary of the "Moonlight Clan" is just enough for their own expenses, there is no spare money for financial management, and they cannot save much money.

So how should office workers manage their finances?

01     Reduce Debt

Office workers should reduce their debts, and having contingency sum is vital. The simplest way to reduce debt is to improve their net worth. The main liabilities of office workers include housing loans, car loans, credit cards, and consumer loans. Basically, the level of debt that an individual or family can bear should be the remaining disposable income after deducting the monthly fixed expenses and savings requirements.

02     Reduce Expenditure

It is difficult to have more income since promotion or pay raise does not come easy, then they should consume in a planned way and start with "cutting expenditure." Choosing the right time for shopping, buying only the essentials, and avoiding over-swiping credit cards and borrowing money are all things that office workers can control. At the same time, develop a good habit of keeping accounts, check your income and expenditure regularly, and avoid spending aimlessly.

03     Resist Temptation

In the new age, some people will say that it is most important to have fun now, since no one can control the future. But contrary, there are more things worth exploring and experiencing in life. In order to be truly happy, you must be frugal, control your own expenses, and focus on fulfilling your life dream.

04     Forced Savings

Office workers should develop the habit of forced savings. The first step of financial management for office workers is to save first. You must first save a sum of money as the capital of investment, and then talk about accelerating the accumulation of assets.

05     Active Investing

Banks’ fixed deposit interest rates have also been lowered frequently. Office workers in the era should pay more attention to investment, consider the rate of return according to their own needs and risk tolerance, and choose a relatively safe and secure platform.

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